BUY NOW, PAY LATER

Spread the cost of your cover. Interest-free.

A made-to-measure cover is an investment that lasts years. Pay with Klarna or Shop Pay at checkout to split the price into three equal, interest-free payments.

0% interest · 3 equal payments · No effect on your credit score
Klarna vs Shop Pay

Compare Klarna and Shop Pay

Both split your cover into equal, interest-free payments. Here's how they differ.

At a glance
Klarna
Shop Pay
How you pay
3 equal interest-free paymentsBoth
Payment schedule
At checkout, then 2 monthly paymentsBoth
Interest
0% interestBoth
Order value
From £35, up to your Klarna limit*
£50 – £999.99
Card accepted
UK debit or credit card
UK debit card
Eligibility check
Soft check — no effect on your scoreBoth
Provider
Klarna Bank AB (unregulated agreement)
Affirm UK Ltd (FCA authorised)

* Klarna doesn't set a single fixed maximum — your available spend is decided per customer and per order, and the amount you can use is shown at checkout.

How it works

Three steps, no fuss

01

Get your quote

Enter your dimensions for an instant price on your made-to-measure cover, then add it to your cart.

02

Choose Klarna or Shop Pay

Select your pay-later option at checkout. Approval is instant and won't affect your credit score.

03

Pay in 3, interest-free

We make and ship your cover right away. The rest is collected automatically — no interest, no late fees when you pay on time.

A worked example

A £240 cover, paid in three

Take a custom grill cover at £240. Instead of paying it all today, you split it into three equal payments of £80 — with nothing added on top.

Cover total £240
£80
Today
£80
In 30 days
£80
In 60 days

Illustrative schedule for Klarna and Shop Pay. 0% interest, total payable £240. The first payment is taken at checkout, the other two a month apart.

Eligibility & the small print

What you'll need

·Be 18 or over and a UK resident
·A valid UK debit or credit card in your name
·A UK billing & shipping address
·Pass a quick eligibility check (no impact on your credit score)
·An order value within each provider's limits (see the table above)
·Approval is decided per order — being accepted once isn't a guarantee next time

Klarna's Pay in 3 is an unregulated credit agreement. 18+, UK residents only. Subject to status. Ts&Cs and late fees may apply. Missed payments may affect your ability to obtain credit. Shop Pay Installments is provided by Affirm UK Ltd, authorised and regulated by the Financial Conduct Authority. UK residents 18+, debit card and UK shipping address required. 0% APR on the 3-payment plan; longer monthly plans on higher-value orders may be interest-bearing (up to 35.99% APR, 22% representative APR) and are shown at checkout.

Questions, answered

The bits people ask about

Will this affect my credit score?

No. Both providers run a soft eligibility check for the interest-free plans that won't affect your credit rating. Missed payments could affect future borrowing.

Is there any interest to pay?

No — the Klarna and Shop Pay plans shown here are both 0%. Only the optional monthly financing on larger orders can carry interest, and the rate is always shown before you confirm.

Why is Shop Pay capped at £999.99?

Shop Pay's interest-free plan covers orders from £50 to £999.99. Above that, choose Klarna or Shop Pay's monthly financing — both offered at checkout if your order qualifies.

What if I return my cover?

Refunds are processed back to your card and your payment schedule is adjusted automatically. A full return cancels any remaining payments.

Covered now. Paid over time.

Get your instant quote, add your cover to the cart, and choose Klarna or Shop Pay at checkout.

Get an instant quote →