BUY NOW, PAY LATER

Spread the cost of your cover. Interest-free.

A made-to-measure cover is an investment that lasts years. Pay with Klarna or Shop Pay at checkout to split the price into four equal, interest-free payments.

0% interest · 4 equal payments · No effect on your credit score
Klarna vs Shop Pay

Compare Klarna and Shop Pay

Both split your cover into equal, interest-free payments. Here's how they differ.

At a glance
Klarna
Shop Pay
How you pay
4 equal interest-free paymentsBoth
Payment schedule
At checkout, then 3 every 2 weeksBoth
Interest
0% interestBoth
Order value
$35 – $1,000
$50 – $999.99
Card accepted
US debit or credit card
US debit card
Eligibility check
Soft check — no effect on your scoreBoth
Provider
Klarna Inc.
Affirm, Inc.

The plans and limits available to you are shown at checkout and can vary by state.

How it works

Three steps, no fuss

01

Get your quote

Enter your dimensions for an instant price on your made-to-measure cover, then add it to your cart.

02

Choose Klarna or Shop Pay

Select your pay-later option at checkout. Approval is instant and won't affect your credit score.

03

Pay in 4, interest-free

We make and ship your cover right away. The rest is collected automatically — no interest, no late fees when you pay on time.

A worked example

A $300 cover, paid in four

Take a custom grill cover at $300. Instead of paying it all today, you split it into four equal payments of $75 — with nothing added on top.

Cover total $300
$75
Today
$75
In 2 weeks
$75
In 4 weeks
$75
In 6 weeks

Illustrative schedule for Klarna and Shop Pay. 0% interest, total payable $300. The first payment is taken at checkout, the other three every 2 weeks.

Eligibility & the small print

What you'll need

·Be 18 or over (19 in some states) and a US resident
·A valid US debit or credit card in your name
·A US billing & shipping address
·Pass a quick eligibility check (no impact on your credit score)
·An order value within each provider's limits (see the table above)
·Approval is decided per order — being accepted once isn't a guarantee next time

Pay in 4 through Klarna and Shop Pay Installments splits your purchase into 4 interest-free payments; a down payment may be required. Klarna payment options are offered by Klarna Inc. and are subject to eligibility — see klarna.com/us for full terms. Shop Pay Installments is provided by Affirm, Inc. or its affiliates; the 4-payment option is 0% APR. Longer monthly plans are subject to an eligibility check and may carry interest from 0–36% APR; your rate and terms are shown before you confirm. Available options depend on your purchase amount and may not be offered in all states.

Questions, answered

The bits people ask about

Will this affect my credit score?

No. Both providers run a soft eligibility check for the interest-free plans that won't affect your credit score. Missed payments could affect future borrowing.

Is there any interest to pay?

No — the Klarna and Shop Pay 4-payment plans are both 0%. Only the optional monthly financing on larger orders can carry interest (0–36% APR), and the rate is always shown before you confirm.

Why is Shop Pay capped at $999.99?

Shop Pay's interest-free Pay in 4 covers orders from $50 to $999.99. Above that, choose Klarna or Shop Pay's monthly financing — offered at checkout if your order qualifies.

What if I return my cover?

Refunds are processed back to your card and your payment schedule is adjusted automatically. A full return cancels any remaining payments.

Covered now. Paid over time.

Get your instant quote, add your cover to the cart, and choose Klarna or Shop Pay at checkout.

Get an instant quote →